Accounts Receivable Financing

Invoice factoring converts unpaid invoices into immediate cash. Instead of waiting thirty sixty or ninety days for customers to pay you can sell your invoices to a factor and receive a large percentage of their value within a day. The factor then collects payment from your customer and releases the remaining balance minus a fee . Accounts receivable financing is similar but you borrow against invoices rather than selling them.  You retain ownership of the receivables and handle collections; the invoices serve as collateral .

Benefits of these solutions include:

• Accelerated cash flow – Turn unpaid invoices into working capital to meet payroll buy materials or invest in growth .
• Improved liquidity without debt – Factoring is not a loan; it provides cash without adding debt to your balance sheet .
• Limitless capital expansion – The amount of funding grows with your sales since advances are tied to invoice volume .
• Less administration – The factor handles collections and payment processing allowing you to focus on running your business .  In accounts receivable financing you may continue to manage collections while leveraging invoices as collateral .