Asset Based Lending

An asset based line of credit is a revolving facility secured by your receivables inventory or equipment.  Unlike fixed loans this line replenishes as customers pay or inventory turns giving you on demand access to working capital .  It is well suited for companies seeking flexible capital to support growth seasonal fluctuations or large orders .

Key advantages:

• Scalable capital – Your credit limit grows as your assets grow without diluting ownership.
• How it works – You pledge receivables or other assets as collateral; draw funds when needed; and repay as invoices are paid .
• Fewer covenants – Asset based lending typically has fewer financial restrictions than traditional loans .
• Predictable cash flow – As receivables are collected your available credit is refreshed so you always have funds for operations and growth .
• Fast access and flexibility – Convert receivables inventory or equipment into usable funds quickly and customize terms to fit your business .