Trade Receivables Finance Program
Feature Details
| Product Type | Receivables Finance / Early Pay (non-debt) |
| Funding Amount | Per invoice. No Minimum. No Maximum |
| Approval Timeline | 48 hours or less |
| Funding Timeline | 2–3 business days after approval |
| Onboarding | Under 30 minutes – White Glove Support |
| Pricing | Typically 1.5–3% for 30 Days + Discount |
| Fees | No Application or Late Fees |
| Contract Term | None. Use on Demand |
| Personal Guaranty | Not Required |
| UCC Filing | Not Required |
| Customer Notification | Not Required |
| Capital Source | Institutional Capital Partners |
Key Highlights
No Customer Notification Required
No Invoice Verification or Assignment
Invoice Payment Comes Directly to You
Second Position Financing
No Subordination Required
Advance Typically 80%+ of Invoice Amount
Repayment Drafted When Invoice Payment Received By You
No UCC Filing Required
No Personal Guaranty Required
Approval In 48 Hours or Less
Funding In 2 to 3 Days
All-in Pricing with No Hidden or Late Fees
Eligibility Criteria
B2B Suppliers Selling to Large Enterprise Customers ie Fortune 1000, Large Institutions, Federal, State or Local Government Agencies
Construction General Contractor Progress Billing Invoices Eligible For Funding. Bonded Contracts Considered.
Outstanding Invoices with net 30, 60, or 90 day Terms
Active accounting or ERP system required (QuickBooks, Xero, NetSuite, Oracle, SAP, FIS, Coupa etc)
US-Based Business Entities
Application Process
Preliminary underwriting interview and client enrollment with TWG
Complete clickthrough registration in the web-based app “White Glove Onboarding” with Lender
Receive approval within 48 hours
Select invoices you want to fund
Receive Funding Offers for invoices submitted, ie (advance rate, discount,etc)
Chose Funding Offers
Funds deposited directly into your bank account in 2 to 3 business days
Benefits
Unlock liquidity through Non-Dilutive Debt
No interference in your customer relationships. Payment process is unchanged
Funding on Demand whenever you need capital and have open invoices
No long-term commitment or minimum volume requirements
“White Glove” support from enrollment through every funding cycle
Second Position Financing . No Subordination Required
Contact Information
Email: info@twgfundingsolutions.com
Phone: (888) 483-1117